Home Buying Process

f you’ve never owned a home before, the buying process can seem pretty scary. After all, purchasing a home can be the biggest investment you’ll make in your lifetime – you don’t want to be uneasy about it.

Allen will walk you through the buying process, step by step, and will partner with you for the ENTIRE PROCESS.

These are the critical steps in the buying process:

Step 1: Call Allen before you start calling numbers from For Sale signs or looking at builders’ models.

Step 2: Work with Allen to determine what kind of financing you can obtain and what you’re comfortable spending each month. Allen knows some of the top lenders in the area and can help you get the mortgage process started. Click here to see the latest mortgage rates and calculate your payments.

Step 3: Select an area you want to look at, and come up with a list of what you want in a home.

Step 4: The fun starts – look at homes!

Step 5: After exploring all your options, select a home. Remember, we will show you homes until you find the perfect one — no hurry, no pressure, no worries.

Step 6: Use Allen’s expertise to make a purchase offer on the home you want. His negotiating skills and 16 years of experience will put you in a great position to buy a home at a great value. Allen will help with everything, from getting you a great price to negotiating other terms like closing date, closing costs, etc.

Step 7: Hire an inspection company to ensure that your perfect home is in good condition. An inspector will look for major defects, such as structural and mechanical issues, radon/ mold problems, and other potential issues.

Step 8: Review all documentation, like title work, etc., with Allen prior to closing.

Step 9: The big day!! Your closing day involves signing a foot tall stack of papers to transfer ownership of the home. This is a very important part of the process — its important to look for little things that may slip through the cracks and cause nightmares later. Again, Allen will be there to protect you and review all of the documents don’t be scared! After shaking off writers cramp from all the paperwork, you’ll have keys in hand and be ready to move right in!

What People are Saying:

“I was skeptical about my chances of finding a home in my price range, but Allen’s team came through for me. I was a first time buyer and was scared about doing it all alone. Allen took his time with me and answered all of my questions. He made sure that I was taken care of and I could finally relax. I recommend that all first time buyers not only use a REALTOR®, but use Allen’s team in particular. He’s honest, easy to talk to, and he just cares. You can tell from the first phone call that he is different from the rest.”

Laura S., Fishers, IN

Indy Fine Homes